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Essentials of Microfinance, 2/e

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Essentials of Microfinance, 2/e

  • By: M.M. Sulphey, Vivek Viswan V.

₹805.50 ₹895.00 Save: ₹89.50 (10%)

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ISBN: 9789389166903

Bind: Paperback

Year: 2020

Pages: 266

Size: 6.75 X 9.5 Inch

Publisher: Viva Books Originals

Sales Territory: Worldwide


The microfinance sector has undergone numerous changes over the past 4 years. The factors affecting the microfinance are more complex and have even disrupted the old conventional models. The second edition effectively captures the effect of demonetisation on the Microfinance Institutions (MFls), along with its effects on the overall portfolio and repayment behavior of customers. It also delves into the transition of major MFI to small finance banks. This book also gives a brief view of different regulators of MFI across Asian countries. Recent facts and figures are also included in this edition.

Target Audience:

People and students interested in microfinance.



Preface to the Second Edition

Chapter 1: Poverty in India

Chapter 2: Rural Finance

Chapter 3: Rural Banking

Chapter 4: Introduction to Microfinance

Chapter 5: Organisational Design and Culture of MFI

Chapter 6: Self-Help Groups

Chapter 7: Financial Sustainability and Risk Management

Chapter 8: Marketing of MFI

Chapter 9: Credit Rating and Empowerment through Microfinance

Chapter 10: Allied Products and Services of MFI

Chapter 11: Recent Developments in MFI

About the Authors:

M.M. Sulphey, Professor, Department of HRM, College of Business Administration, Prince Sattam Bin Abdulaziz University, Al-Kharj, Saudi Arabia. He has two decades of experience in the industry and over seven years of teaching experience. A postgraduate in Commerce and Human Resource Management from the University of Kerala and Psychology from Madras University, he also did LLB from the University of Kerala. Further, he has a PG Diploma in Personnel Management from the National lnstitute of Personnel Management (NIPM), Kolkata. He has a Ph.D. in Organisational Behaviour from the University of Kerala. He is also an associate member of the Insurance lnstitute of India, Mumbai, as well as a member of the National Executive of the lndian Society for Training and Development. He is an approved Research Guide of Bharathiar University, Coimbatore; and Anna University, Coimbatore. He has published a number of articles in national and international journals. He has also presented papers on management related subjects in a number of national/international seminars. He has authored five books.

Vivek Viswan V., (CDCS) presently working as manager in Bank of Baroda, earlier worked at the South lndian Bank Ltd. He has more than 12 years of extensive experience on various aspects of banking. He also has extensive experience in dealing with microfinance, trade finance, foreign exchange management and ethics. He was a faculty member in the staff training college at the South lndian Bank Ltd. He has also presented papers and articles on microfinance, business ethics, foreign exchange management in national and international seminars. His areas of interest include microfinance, ethics, currency analysis, foreign exchange management, trade finance and leverage of IT in business. He has published books on foreign exchange management and ethics. He is a member of the lndian Banking Association. He has also completed CDCS (Certified Documentary Credit Specialist)


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